My Bank
I was going to take out a loan the other day, my bank had ‘Pre-Approved’ that I could have X amount of money within 3 hours, damn tempting it was. I honestly thought the niceness would be continued in the interest rate, and after casually mentioning the rate to several co workers, and after hearing them sigh for me, I managed to get it.
Sure the bank might be nice enough to lend me some money when I need it but they where going to have me by the balls…
After a few days of pondering over the issue and looking through various Bank Accounts/Savings Accounts I have to sooner or later come to the horrible decision as to what I do with my money: “Do I stop spending money and save towards the elusive First time Buyer Mortgage” or even just save some money for the rainy days that are to come (I say this not knowing anything other than “Its British winter soon”.
In terms of saving money Money Facts said this back in September so I assume its kinda bang on?
The savings market has been a furore of activity in recent weeks as the banks and building societies battled it out to attract our money. Unfortunately for savers there has been a marked decrease in the number of providers raising rates or launching new competitive products this week.
Ah well.

